Instant Access Properties

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MIPIM

The world's leading real estate event. Bringing together key industry decision-makers from around the world to present new projects, and to discuss subjects at the heart of the property industry.

Mortgage

From the French for 'dead pledge', a mortgage is a loan method whereby an individual can purchase a property without having to pay the full value up front. The property is then used as security against the debt. Regular payments must then be paid by the mortgager (borrower) to the mortgagee (lender) until the full value of the loan, plus interest, has been repaid. There are two main types of mortgage offered by lenders: fixed-rate mortgages and variable-rate mortgages. However lenders have become ever more sophisticated in recent years, with products now including buy-to-let mortgages, cashbacks, self-certification and trackers.