Instant Access Properties

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Financial Services Authority (FSA)

An independent, non-governmental organisation regulating the financial services, accountable to Parliament through the Treasury. It works to "promote efficient, orderly and fair markets and help retail consumers achieve a fair deal" (www.fsa.gov.uk). At present, the property investment market is not regulated by the FSA, but diligent property investment providers are lobbying for regulation.

Fixed rate mortgage

A mortgage in which the interest payments are fixed and not subject to alterations as a result of increases or decreases in the level of interest rates.

Florida Association of Realtors (FAR)

A real estate trade association based in Florida with 90,000 members.

Foreign Direct Investment (FDI)

A component of a country's national financial accounts. FDI is the investment of foreign assets into domestic structures, equipment and organisations, but not stocks. FDI is often used as a measure of development in emerging markets.

Freehold

The owning of a property outright absolutely. Freeholds last until the 'end of time'.

FTSE 100

The share index of the largest 100 companies on the London Stock Exchange. It is seen as the leading share index across Europe and is often used as a barometer for the performance of the British economy as a whole.