Instant Access Properties

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Shortfall

The difference between what is required to pay as a deposit on your buy-to-let mortgage property and what you can actually raise on a mortgage (based on current interest rates and projected rental yield).

Snagging

A thorough inspection carried out on a property to ensure the builders have completed their work to the required standard.

Stamp duty

The tax that is paid when buying property or shares. It ranges from one per cent of properties valued between £125,000 and £250,000 to three per cent for values of £250,000 to £500,000 and four per cent over £500,000.

Succession

The passing of property or legal rights after death.