Instant Access Properties

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Real Estate Investment Trusts (REITs)

A collective investment in which investors' money is pooled, allowing you to invest in a number of different types of property.

Realtors

The name given to an estate agent in the US.

Rendering

A coating of plaster, often on brick.

Rental cover

Most lenders insist that the rental yield is 125 per cent of the mortgage repayments. This rate can vary between lenders.

Reservation fee

A fee of (usually) between £500 and £1,000 required by a developer if you wish them to hold a property for you. In some circumstances this fee may be wholly or partially refundable depending on whether or not completion occurs.

Retail Price Index (RPI)

A way of calculating inflation. It measures the average change in price of a sample of 600 goods and services.

Return on investment

A metric that measures the level of return on a property investment, effectively the gross profit divided by the cost of investment.

Royal Institution of Chartered Surveyors (RICS)

An independent organisation for professionals involved in land, property, construction and environmental issues. They also provide impartial advice on all the above issues.